Terms of Service

Effective Date: January 30, 2026

1. Acceptance of Terms

By accessing the KM Insurance Planning website, you agree to be bound by these Terms of Service and all applicable laws. If you do not agree, please refrain from using our site.

2. Services Provided

We provide a platform to request insurance quotes and information. We are not an insurance carrier; quotes are provided by third-party partners based on the information you submit.

3. User Responsibilities

You agree to provide accurate, current, and complete information. Any fraudulent or misleading information may result in the cancellation of your request or a voiding of potential insurance coverage.

4. Communication & SMS

By submitting your contact information, you agree to receive communications as outlined in our Privacy Policy.

• Frequency: Message frequency varies based on your inquiry.

• Opt-Out: You may opt-out of SMS communications at any time by texting "STOP." For email, click the "unsubscribe" link provided in the footer.

5. Limitation of Liability

KM Insurance Planning is not liable for any damages arising from your use of this website or for the acts/omissions of any third-party insurance carriers we connect you with.

6. Governing Law

These terms are governed by the laws of Washington state. Any disputes shall be resolved in the courts of Washington state..