ABOUT US

Hi, I'm Kristin!
Hi, I’m Kristin, founder of KM Insurance Planning and proud dog mom to Zoey, my trail buddy and office sidekick. I’m passionate about helping people feel at ease when planning for their future whether that’s building income for retirement, protecting loved ones, or simply understanding the options available. After nearly a decade in healthcare and another in financial services, I’ve combined my experience as a broker and corporate leader to create an approach that’s personal, down-to-earth, and rooted in service. Around here, planning isn’t overwhelming it’s a thoughtful journey, inspired by the same peace and clarity I find in nature.
I created KM Insurance Planning because I believe everyone deserves access to guidance that’s both expert and strategic. I saw too many people overwhelmed, underserved, or misinformed and I knew there had to be a better way. My mission is to break down complex retirement and insurance strategies into real conversations that lead to results. No pressure, just honest, smart planning that puts people first and gives them confidence in the path ahead.
When I’m not meeting with clients or digging into new strategies, you’ll find me hiking forest trails, kayaking in the Pacific Northwest, or spending time with friends and my Beaglier, Zoey, who steals the spotlight wherever we go. I’m a nature lover, lifelong learner, and total research nerd, I stay sharp so my clients don’t have to stress. Being a resource is more than a job, it’s my purpose. And yes, Zoey fully approves this message.
My mission is simple:
To make planning feel personal, approachable,
and as natural as a peaceful walk through the woods.
Protecting YOUR Future Like it’s Personal

Let's Talk About Your
Future - On Your Terms
(253) 241-3603
Our approach is holistic and pressure-free
We take time to look at every part of your financial life, helping you build a strategy that feels right – not rushed. No cookie-cutter plans here: we tailor every recommendation to your goals, your lifestyle, and your legacy dreams.
For business owners, we offer specialized succession planning, including key-person insurance to help safeguard the future of your company.
As someone who is proudly neurodivergent, I bring a fresh, focused perspective – one that values clear communication, deep understanding, and custom solutions for every individual and business we serve.
You deserve a plan that’s as dynamic and extraordinary as you are.

Retirement Security is Built on Strategy
At KM Insurance Planning, we believe true retirement security is built on strategy, not guesswork – and no two plans should ever look the same.
We offer no-fee income planning designed to cover every major aspect of your retirement journey, including:
- Healthcare planning, including Long-Term Care (LTC) solutions
- Estate planning and business succession strategies
- Social Security Timing and Optimization
- Income needs and cash flow strategies
- Tax planning for retirement income
- Inflation protection
We believe in smart, intentional strategies that simplify complex decisions, protect your future, and save you from spinning your wheels. With the right plan in place, you won’t need to hustle harder – you’ll just move smarter