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The Retirement Planning Post

Where clarity meets confidence. Real-life retirement strategies, income tips, and planning insights, all broken down simply, just like you’d explain to a friend.

Long-Term Care Insurance: Is It Still Worth It in Today’s World?

Long-Term Care Insurance: Is It Still Worth It in…

Let’s cut through the fluff. You’ve probably heard that everyone over 50 needs long-term care insurance or they’ll end up draining their life savings in a nursing home. But…

Life Insurance, Unpacked: Term, Whole and IUL’s – What’s Actually Worth it.

Life Insurance, Unpacked: Term, Whole and IUL’s – What’s…

Confused about term, whole life, or IUL insurance? This post breaks down the real pros, cons, and common myths, plus how bad agents can ruin good policies. Learn what’s…

Denied Before? You May Now Qualify for Spousal or Survivor Benefits

Denied Before? You May Now Qualify for Spousal or…

Were You Previously Denied Social Security? Many individuals who were denied spousal or survivor benefits due to outdated rules may now qualify under the Social Security Fairness Act. If…

Goodbye WEP & GPO, Hello Bigger Social Security Checks!

Goodbye WEP & GPO, Hello Bigger Social Security Checks!

Goodbye WEP & GPO, Hello Higher Social Security Checks The repeal of WEP and GPO means fewer reductions and more money in your pocket. Retirees, widows, and widowers may…

What is Medicare IRMAA and Why Should I Care?

What is Medicare IRMAA and Why Should I Care?

Learn how proactive Medicare IRMAA planning can save you tens of thousands in Medicare premiums by managing your income before age 65. This guide explains how early action, smart…

Don’t Leave Money on the Table: Hidden Social Security Benefits You Might Be Missing

Don’t Leave Money on the Table: Hidden Social Security…

Spousal and Survivor Benefits: Are You Eligible? Spousal Benefits: If you're married or divorced (and the marriage lasted at least 10 years), you might be entitled to up to…