Privacy Policy

Effective Date: January 30, 2026

At KM Insurance Planning ("we," "us," or "our"), we value your trust and are committed to protecting your personal information. This policy outlines how we handle your data when you interact with our website.

1. Information We Collect

We collect information that you voluntarily provide through our contact forms, including:

• Identity Data: Name and contact details (email address, phone number).

• Inquiry Data: Specific insurance-related details or messages you share with us.

2. How We Use Your Information

Your data is used to deliver the services you request and meet our legal requirements. Specifically:

• Providing and personalizing insurance quotes.

• Responding to your inquiries and support needs.

• TCPA Compliance: By providing your phone number and/or email address, you consent to receive communications from us as disclosed on our contact forms.

3. Data Sharing & Selling

We maintain a strict "no-sell" policy.

• No Selling: We do not sell, rent, or lease your personal information to third parties.

• Necessary Sharing: We only share data with trusted insurance carriers when it is required to secure the quotes you have requested.

4. Your Rights & Choices

You maintain control over your personal data. You may contact us at Info@KMbenefits.com to:

• Request a copy of the data we hold about you.

• Request the permanent deletion of your information.

• Opt-out of any future marketing communications.