KM Insurance Planning

Denied Before? You May Now Qualify for Spousal or Survivor Benefits

Were You Previously Denied Social Security?
Many individuals who were denied spousal or survivor benefits due to outdated rules may now qualify under the Social Security Fairness Act. If you were previously turned away, this could be your chance to claim the benefits you rightfully deserve.

Goodbye WEP & GPO, Hello Bigger Social Security Checks!

Goodbye WEP & GPO, Hello Higher Social Security Checks
The repeal of WEP and GPO means fewer reductions and more money in your pocket. Retirees, widows, and widowers may now see significantly higher Social Security checks moving forward.

Don’t Leave Money on the Table: Hidden Social Security Benefits You Might Be Missing

Spousal and Survivor Benefits: Are You Eligible?

Spousal Benefits: If you’re married or divorced (and the marriage lasted at least 10 years), you might be entitled to up to 50% of your spouse’s benefit – even if you’ve never worked. This applies even if your ex-spouse has remarried.
Survivor Benefits: Widows and widowers can receive benefits based on their deceased spouse’s earnings. Eligibility can begin as early as age 60 (or 50 if disabled). Even divorced spouses may qualify if the marriage lasted at least 10 years and they haven’t remarried before age 60.